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The Yankee Group projects that more than 40 million U.S. consumers will be using mobile banking by the end of 2012.
Remote Deposit Capture
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Remote Deposit Capture, a deposit transaction delivery system, allows a financial institution to receive digital information from deposit documents captured at remote locations. These locations may be the branches, ATMs, domestic and foreign correspondents, or locations owned or controlled by commercial or retail customers of the financial institution. RDC enables customers of financial institutions to deposit items electronically from remote locations. RDC can decrease processing costs, support new and existing banking products, and improve customers’ access to their deposits.
Key Benefits of Remote Deposit Capture for Banks :
Banks can benefit in numerous ways from deploying a Remote Deposit Capture solution. Below is a detailed list of key benefits. Be sure to also read about the additional issues a bank should consider when providing an RDC Solution.